✔️ Information reviewed and updated in September 2024 by Eduardo López
IS Financial Wisdom RELIABLE? OPINIONS
CONTENT
- 1 IS Financial Wisdom RELIABLE? OPINIONS
- 2 ℹ️ BROKER DATA:
- 3 📞 PHONE LIST:
- 4 💰 ACCOUNTS AND DEPOSITS:
- 5 🌐 WEBSITE:
- 6 ⭐ OPINION OF Financial Wisdom:
- 7 💬 WHAT TO THINK OF A COMPANY LIKE Financial Wisdom?:
- 8 📣 LATEST UPDATES:
- 9 ✔️ CLAIM MONEY FROM Financial Wisdom:
- 10 🚨 REPORT TO Financial Wisdom:
- 11 ❓ FAQS – FREQUENTLY ASKED QUESTIONS:
In this review I will address the topic of Smart Investment. Is the platform investment training and financial consulting Intelligent Investment (with inversion-inteligente.com website) really reliable? Is it safe to trust this company with your money? I will examine this entity in depth.
I will show you why I consider Inversión Inteligente to be an UNSAFE entity AND RATING IT AS UNRELIABLE. CAUTION WITH THIS TYPE OF COMPANIES!
ℹ️ BROKER DATA:
I want to highlight two key aspects: (1) regulation is fundamental and (2) the location of the company. These two pieces of information are crucial to evaluate the seriousness and reliability of an entity.
Is the company unregulated or regulated in a country with little prestige? Is the company located in a dubious location or does it not even mention its headquarters? These are questions that every investor should ask themselves to assess the reliability of the entity.
| Details | about the company |
|---|---|
| (I.e. Company | Not specified |
| ???? Location | Av. Paseo de la Reforma 250, Floor 8, Juárez, Cuauhtémoc, 06600 Mexico City, CDMX |
| 📄 Registration | Not specified |
| 🛡️ Regulatory | Not specified |
| ️ ️ Phone | Not available |
| Not available | |
| 🌐 Website | investment-intelligent.com |
| 🕑 Domain age | Registration of November 5, 2019 |
| ???? Live Chat | No |
| 💳 Payment methods | Not specified |
| ❓ Entity type | broker of investment training and financial consulting. |
📞 PHONE LIST:
The company does not provide any contact telephone number. The absence of forms of contact is worrying. It is not a common practice.
💰 ACCOUNTS AND DEPOSITS:
Intelligent Investment does not present different account options.
🌐 WEBSITE:
Below I present the company's website along with a brief analysis of it:
- Domain age: The domain “inversion-inteligente.com” was registered on November 5, 2019. Therefore, it is a relatively new site. 🚩
- The website does not clarify who it belongs to, indicating a clear lack of transparency in crucial information. 🚩
- As I mentioned above: the company does not mention its regulation, which suggests that it may be unregulated. 🚩
⭐ OPINION FROM Financial Wisdom:
After a detailed analysis of the company, I have reached the following conclusions:
1) The website presents confusing information about its location. Despite claiming to be in Mexico, there are indications that this claim could be misleading. I recommend great caution.
2) The company does not provide details about its regulation. This suggests that it could operate without proper regulation.
3) The company shows a very short history. The domain “sabiduria-financiera.com” was registered on November 5, 2019, which indicates that the site is relatively new.
4) There are numerous complaints and negative comments about this company on the internet, which seriously affects its reputation.
5) The platform is presented as an opportunity to obtain great benefits in a short time. They tout quick and significant returns, which can be a warning sign, as such promises are often unrealistic.
“Honestly, I would not recommend investing in this company: it is not regulated and lacks transparency about its identity. “It doesn’t seem like a reliable option for investors.”
💬 WHAT TO THINK OF A COMPANY LIKE Financial Wisdom?:
Sabiduría Financiera, with the domain “inversion-inteligente.com” registered on November 5, 2019, is a relatively new site on the market. Although its age is not excessively short, the lack of an extensive history may be an indication of instability. The recent creation of the site may raise concerns about its reliability and permanence over time.
A worrying aspect is the lack of transparency regarding website ownership. It is not specified who owns it, reflecting a notable lack of clarity on crucial information. Additionally, the company does not provide details about its regulation, suggesting it could operate without official oversight, increasing risk for investors.
The company also faces a poor reputation online, with numerous complaints from dissatisfied customers. Additionally, it is promoted with promises of big profits in a short time, a tactic that is often associated with deceptive strategies. Claims of fast and high returns should be approached with skepticism, as such promises may be unrealistic and potentially misleading. It is recommended to proceed with caution and consider safer and well-established alternatives on the market.
📣 LATEST UPDATES:
1) August 2024 update: According to information received, Wisdom of Finance would be linked to “Lagunas Private Fund SAPI de CV”.
2) Update August 2024: We have also been informed that supposedly: This company (Lagunas Private Fund SAPI de CV) has indicated to pay all its investors in January 2025, but since March 2022 it stopped paying returns. Luis Manuel and Jasson Vargas Ramírez are the people who were in charge of Financial Wisdom. Today they block anyone who places bad references. Cintia Coss has even defrauded close family and friends, there are many investors in the fund who were given a proposal for the payment of capital and it has not yet been made.
✔️ CLAIM MONEY FROM Financial Wisdom:
If you have been scammed, then I explain, in my opinion, one of the most effective methods to recover capital. If you do it on time and with a serious company, it is highly effective.
We work with a capital recovery service. here you can recover your capital.
In a few words, we use the chargeback method or capital withdrawal, with this method what we do is ask the bank or Visa, or Mastercard (depending on how we send the money), to return our capital, since we have been scammed. In order to recover it, we have to prove that we have indeed been scammed.
If you have been scammed, it is the option that I recommend, we work with a totally serious and safe capital recovery company.
🚨 REPORT TO Financial Wisdom:
If you have been scammed by this company and you want to report it, I think the best option is to contact the financial regulator of the country where you live. Report what happened to the regulator. Here are some examples of financial regulators by country:
🇦🇷 Argentina: the financial regulator is CNV, here you can get in touch
🇧🇷 Brazil: the financial regulator is CVM, here you can get in touch
🇨🇱 Chile: the financial regulator is CFM, here you can get in touch
🇨🇴 Colombia: the financial regulator is the Financial Superintendence, here you can get in touch
🇪🇨 Ecuador: the financial regulator is SUPERINTENDENCE OF BANKS, here you can get in touch
🇪🇸 Spain: the financial regulator is CNMV, here you can get in touch
🇺🇸 United States: the financial regulator is FINRA, here you can get in touch
🇮🇹 Italy: the financial regulator is CONSOB, here you can get in touch
🇲🇽 Mexico: the financial regulator is CNBV, here you can get in touch
🇵🇪 Peru: the financial regulator is SBS, here you can get in touch
If your country is not on the list, leave a comment and I will gladly help you!
❓ FAQS – FREQUENTLY ASKED QUESTIONS:
Financial Wisdom focuses on providing tools and education for effective management of financial resources. The main asset it offers is the training course titled “From Zero to Advanced”. This course is designed for people who want to learn how to manage their finances without being experts on the subject and without investing too much time.
In my perspective, that's how it is. I am completely convinced that Financial Wisdom is a scam. This conviction is based on several alarming features of the company, including negative reports and unethical business practices that have been pointed out by users and experts in the market. I strongly recommend avoiding any type of transaction with this entity due to the high risk involved.
Based on my analysis, Sabiduría Financiera does not seem to be a company that can be trusted. The signs of a lack of transparency and possible risks for investors are evident. Therefore, caution is advised when considering any type of association with this entity.
If you have lost your money or been scammed, I recommend you try the capital recovery service.
If you want to know a safe and reliable company, I invite you to see the ranking of best brokers and you can also check the 3 best brokers of the month. .
Lagunas Private Fund SAPI de CV has indicated to pay all its investors in January 2025, but since March 2022 it stopped paying returns, many have filed a lawsuit without success in being able to deliver the notification of the demand, they do not respond to the emails where they send the Edo. of Cta with the information about your money, Luis Manuel and Jasson Vargas Ramírez are the people who were in charge of Sabiduría Financiera today they block anyone who posts bad references on social networks, the numbers of the advisors of Sabiduría no longer exist, without There is no doubt a fraud network, Cintia Coss has even defrauded close family and friends, there are many investors in the fund who were given a proposal for the payment of capital and it has not yet been carried out.
Hello soycerca, thank you for this information, we hope that other people like you can also provide more information to uncover this scam and that the owners and advisors pay for the pain they have caused to many people.
Greetings.
I AM YOUR SERVER HILARIO GABINO CRUZ I WILL THANK WHOEVER HAS THE SAME PROBLEM WITH THIS COMPANY LAGUNAS PRIVATE FUND SAPI DE CV HAS DISAPPOINTED ME AND I CANNOT FIND ITS REAL ADDRESS, THE LAST TIME A MONTH AGO IT WAS UNDER CAPITAL RENOVATION ON THE 17TH FLOOR I BELIEVE AND THEY INFORMED ME ALREADY THEY ARE NOT THERE, I PLEASE SOMEONE CAN HELP ME LOCATE THEM.
ATTE YOUR SERVER HILARIO GABINO CRUZ CEL 55*****064 I ANSWER
Hello ORMA, we hope that someone can help you and tell you where they are if they have not already disappeared with all their clients' money.
Greetings.
FRAUD ALERT!!!! I tell you my experience today, March 7, 2024 with Financial Wisdom | Private Lagoons | Jhovana Lagunas. I came to them through Cintia Coss, “Sales Director” and main “lecturer” of the master coach they teach and through which they attract people where they invite them to invest to obtain financial freedom by requesting personal loans from banks or insurance plans. withdrawal with insurers (yes, insurance agents are also part of this criminal network). My contract with them expired in June 2023 and since January 2023 I requested the termination of the contract and return of capital, only two quarters did I receive my “returns” and from then on I did not see any money again. I have been requesting my capital from Luis Vargas and Cintia Coss for months: Luis sent me a termination agreement where he deducted from my capital the returns that he paid me and in non-established terms, that is, completely a scam. In that same document I had to accept that by signing it I was accepting the bank transfer of my money, which I did not accept. For two weeks I have not received a response from Luis to my request to return MY capital, so my interest is to alert you NOT to “invest” money in these companies and any other that is related to Luis Vargas, Jason Vargas, Jhovanna Lagunas and Cintia Coss Sansón since I confirm to you as a client (even with Luis' threats) that IT IS A FRAUD. They blocked me on Facebook for giving “It makes me angry” reactions to their posts, which is why I turn to this medium to begin with. The photos that I publish on Google Opinions are so that they can see that my testimony as their client is completely real and so that they can locate these people who are dedicated to scamming people. LUIS, I invite you to respond publicly and return MY FULL CAPITAL IN A SINGLE EXHIBITION AS SOON AS POSSIBLE. As I told you, this is my testimony as a client of yours.
Hello FC, thank you for this detailed information, this broker called Financial Wisdom is a SCAM, many investors have denounced Financial Wisdom for fraudulent activities, it is not advisable to invest money in an UNREGULATED broker. It's a SCAM and does not return money to its customers.
ALL positive comments from this broker are FALSE, they are made by their own workers to confuse investors, flood social networks with positive messages about them and it's all FALSE! and when customers ask them about our reviews they say we are from the competition, also FALSE!.
If they force you to pay some type of tax, legalization or something similar, do not even think about doing it, that indicates that they are a fraud since those taxes don't existThey ask for it so they can steal more money from you.
We recommend to all those affected recover the money from the CHAT what we have on the web or in the following link: Get your money back, we are on your side
Greetings.
He has already changed his address. They are now at Av. Paseo de la Reforma 250, 8th floor, Juárez, Cuauhtémoc, 06600 Mexico City, CDMX.
They contacted me to offer their “services”, but seeing the comments, I better give up.
Hello APF, thank you for this new information, this broker called Financial Wisdom is a SCAM, many investors have denounced Financial Wisdom for fraudulent activities, it is not advisable to invest money in an UNREGULATED broker. It's a SCAM and does not return money to its customers.
ALL positive comments from this broker are FALSE, they are made by their own workers to confuse investors, flood social networks with positive messages about them and it's all FALSE! and when customers ask them about our reviews they say we are from the competition, also FALSE!.
If they force you to pay some type of tax, legalization or something similar, do not even think about doing it, that indicates that they are a fraud since those taxes don't existThey ask for it so they can steal more money from you.
We recommend to all those affected recover the money from the CHAT what we have on the web or in the following link: Get your money back, we are on your side
Greetings.
they will rip you off!!!! They are not reliable!!!!
Hello Eduardo, this broker called Financial Wisdom is a SCAM, many investors have denounced Financial Wisdom for fraudulent activities, it is not advisable to invest money in an UNREGULATED broker. It's a SCAM and does not return money to its customers.
ALL positive comments from this broker are FALSE, they are made by their own workers to confuse investors, flood social networks with positive messages about them and it's all FALSE! and when customers ask them about our reviews they say we are from the competition, also FALSE!.
If they force you to pay some type of tax, legalization or something similar, do not even think about doing it, that indicates that they are a fraud since those taxes don't existThey ask for it so they can steal more money from you.
We recommend to all those affected recover the money from the CHAT what we have on the web or in the following link: Get your money back, we are on your side
Greetings.
Financial Wisdom is a cover to get you into their “investment fund” which is a ponzi scheme. They offer unrealistic returns of 8-10% per month on the stock market. They had already scammed with a company called Netzwerkk. They kept the money of various people seeking federal support. Up to $300,000 for a trust and several were scammed
Hello Gustavo, this broker called Financial Wisdom is a SCAM, many investors have denounced Financial Wisdom for fraudulent activities, it is not advisable to invest money in an UNREGULATED broker. It's a SCAM and does not return money to its customers.
ALL positive comments from this broker are FALSE, they are made by their own workers to confuse investors, flood social networks with positive messages about them and it's all FALSE! and when customers ask them about our reviews they say we are from the competition, also FALSE!.
If they force you to pay some type of tax, legalization or something similar, do not even think about doing it, that indicates that they are a fraud since those taxes don't existThey ask for it so they can steal more money from you.
We recommend to all those affected recover the money from the CHAT what we have on the web or in the following link: Get your money back, we are on your side
Greetings.
Financial Wisdom is located at Av. Insurgentes Sur #730 office 114 Col. del Valle, Benito Juárez CDMX is in complicity with other fraudulent companies called: Lagunas Private Fund SAPI de CV, NETZWERKK, FEM-WORK and PRANA, the owners are Luis Manuel and Jasson Vargas Ramírez are a scam, don't be fooled.
Hello Minerva, THANK YOU SO MUCH FOR THIS INFORMATION!!!. This broker called Financial Wisdom is a SCAM, many investors have denounced Financial Wisdom for fraudulent activities, it is not advisable to invest money in an UNREGULATED broker. It's a SCAM and does not return money to its customers.
ALL positive comments from this broker are FALSE, they are made by their own workers to confuse investors, flood social networks with positive messages about them and it's all FALSE! and when customers ask them about our reviews they say we are from the competition, also FALSE!.
If they force you to pay some type of tax, legalization or something similar, do not even think about doing it, that indicates that they are a fraud since those taxes don't existThey ask for it so they can steal more money from you.
We recommend to all those affected recover the money from the CHAT what we have on the web or in the following link: Get your money back, we are on your side
Greetings.
They are a real scam, do not be fooled by these without shame
Hi Daniel, this broker called Financial Wisdom is a SCAM, many investors have denounced Financial Wisdom for fraudulent activities, it is not advisable to invest money in an UNREGULATED broker. It's a SCAM and does not return money to its customers.
ALL positive comments from this broker are FALSE, they are made by their own workers to confuse investors, flood social networks with positive messages about them and it's all FALSE! and when customers ask them about our reviews they say we are from the competition, also FALSE!.
If they force you to pay some type of tax, legalization or something similar, do not even think about doing it, that indicates that they are a fraud since those taxes don't existThey ask for it so they can steal more money from you.
We recommend to all those affected recover the money from the CHAT what we have on the web or in the following link: Get your money back, we are on your side
Greetings.